Privacy Policy

Overview

Canadian Finance Tools ("we", "this site") is a free, static website providing financial estimation tools. We take your privacy seriously. This policy explains what data is collected, by whom, and how you can control it.

Data we collect directly

We do not collect any personal data ourselves. All calculations run entirely in your browser — no data you enter into any calculator is transmitted to our servers or any third party we control. We do not run a server, store user data, or maintain a database of any kind.

We store your province preference and color-mode setting in your browser's localStorage. This data never leaves your device and is not accessible to us or any third party.

Google AdSense and third-party advertising

This site displays advertisements served by Google AdSense, a third-party advertising service provided by Google LLC. Google AdSense uses cookies and similar technologies to serve ads based on your prior visits to this and other websites. These cookies are set by Google, not by us.

Third-party cookies: Google and its advertising partners may use cookies to collect information about your browsing activity in order to show you ads that are more relevant to your interests. This is sometimes called interest-based or behavioural advertising.

You can opt out of Google's use of cookies for interest-based advertising by visiting Google Ad Settings. You can also opt out of third-party vendor cookies via the Network Advertising Initiative opt-out page or the Digital Advertising Alliance opt-out page.

For more information on how Google uses data when you use our site, see How Google uses data when you use our partners' sites or apps.

Affiliate links

Some pages on this site may contain affiliate links to financial products and services. When you click an affiliate link and complete a purchase or application, we may receive a commission. Affiliate links are clearly labeled as "Sponsored." We only link to products we believe may be useful to our readers. Clicking affiliate links does not add any cost to you.

GitHub Pages hosting

This site is hosted on GitHub Pages (GitHub, Inc., a subsidiary of Microsoft Corporation). GitHub Pages may log standard web server access logs (IP address, browser type, referring URL, timestamp) as part of normal hosting operations. See GitHub's data collection statement for Pages.

Your rights (PIPEDA)

Canadian residents have rights under the Personal Information Protection and Electronic Documents Act (PIPEDA). Because we do not collect personal information, there is no data to access, correct, or delete on our end. For data held by Google in connection with ads shown on this site, please refer to Google's privacy controls.

Changes to this policy

We may update this privacy policy as our services change. Material changes will be reflected in the "last updated" date above. Continued use of the site after changes constitutes acceptance of the updated policy.

Contact

Questions about this privacy policy? See our contact page.